Have you seen viral posts claiming that millions of Americans will receive a massive $4,983 direct deposit in November 2025? Many people are excited and already checking their bank accounts. But before you celebrate, here’s the real truth — don’t fall for the scam!
This rumor has exploded across Facebook, YouTube, and TikTok, but the official word from the Social Security Administration (SSA) is crystal clear: There is NO $4,983 payment coming in November 2025. Let’s break it all down in simple words so you know exactly what’s real and what’s fake.
What Is the $4,983 Direct Deposit Rumor?
Scammers and click-hungry websites are spreading a false story that says:
- Social Security beneficiaries (retirees, SSDI, SSI, VA beneficiaries) will get an extra $4,983 direct deposit in November 2025.
- It’s supposedly a “new stimulus,” “cost-of-living bonus,” or “2025 relief payment.”
These fake articles and videos ask you to click shady links, share personal information, or even pay a “processing fee” to “claim” the money.
Truth: The SSA has officially stated on their website and social media:
“These claims are FALSE. No such payment exists.”
Real Social Security Payment Schedule for November 2025
Here are the actual payment dates for November 2025 (no surprises, no $4,983 bonus):
| Benefit Type | Payment Date in November 2025 | Who Gets Paid |
|---|---|---|
| SSI | Friday, October 31, 2025 (for November) | All SSI recipients |
| Social Security (before May 1997) | Monday, November 3, 2025 | People who started benefits before May 1997 |
| Birth date 1st – 10th | Wednesday, November 12, 2025 | Regular retirement, survivors, disability |
| Birth date 11th – 20th | Wednesday, November 19, 2025 | Regular retirement, survivors, disability |
| Birth date 21st – 31st | Wednesday, November 26, 2025 | Regular retirement, survivors, disability |
Note: Because December 1, 2025 falls on a weekend, December SSI payments will arrive early on Friday, November 28, 2025.
How Much Will You Actually Get in November 2025?
The only increase coming is the official 2025 Cost-of-Living Adjustment (COLA) of 2.5% — announced in October 2024.
Here are the new average amounts starting January 2025 (you’ll see the increase in your January check, not November):
| Benefit Type | 2024 Average | 2025 Average (after 2.5% COLA) | Extra per Month |
|---|---|---|---|
| Retirement benefits | $1,927 | $1,975 | +$48 |
| SSDI benefits | $1,539 | $1,577 | +$38 |
| SSI (individual) max | $943 | $967 | +$24 |
| SSI (couple) max | $1,415 | $1,450 | +$35 |
So the biggest realistic check in November 2025 will still be around $3,800–$4,000 for very high earners who started benefits years ago — not $4,983 out of nowhere.
Why Do These $4,983 Scams Keep Appearing?
- Clickbait websites make money when you visit fake articles full of ads.
- Phishing links try to steal your Social Security number, bank details, or even install malware.
- Some scammers ask you to pay a “fee” via gift cards to “unlock” the payment (classic fraud).
How to Stay Safe and Get Real Information
- Only trust ssa.gov – the official Social Security website.
- Never click random links promising “new payments.”
- Never give your SSN, bank info, or Medicare number to anyone who contacts you first.
- Sign up for a free my Social Security account at ssa.gov/myaccount to see your real benefit letters and amounts.
Final Answer: Will You Get $4,983 in November 2025?
NO. There is no $4,983 direct deposit coming in November 2025 or any other month. It’s 100% fake.
You will only receive your normal monthly benefit (plus the regular 2.5% COLA increase starting January 2025).
Spread the word to your family and friends so they don’t fall for this scam either!
If you have questions about your real payment, call the SSA directly at 1-800-772-1213 or visit your local office.